The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. Apply by October 31, 2023 ^ Annual fee $0 Additional Cards: $0 Annual interest rate: 19. n Extended Warranty Insurance automatically doubles the original manufacturer’sRBC ION Visa Review. RBC ION Visa. Compare This Card. ( Read more about Depends. Here are the details on each of the cards: RBC ION+ Visa. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. Opens in a new window. Features and Benefits. , RBC Direct Investing Inc. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. RBC credit cards comprise of numerous travel, rewards, low-interest, cash-back, and student and business cards. Additional cardholder(s), as well as existing cardholders of any. 5X Avion points for every $1 spent 1 on:. Keep up with your RBC Bank U. Contact Us. Apply. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. Unlimited debit transactions in Canada. Apply by December 6, 2023. 99%. Print, complete and sign (make sure both of you sign the form). Check out our RBC Avion Visa Infinite card review for more details. Coverage ends, individually for each covered person, on the earliest of: 1. It’s time to discuss the benefits of your insurance now. No annual fee. The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. Cardholders get 1. 5x Avion points per $1 spent on groceries, gas, public transit, streaming, digital gaming, and subscription purchases. Up to 2% cash back. The RBC ® ION Visa is an entry-level product, which comes with no annual fee. 7 • Save 3¢ per litre at Petro-Canada‡7 • Get 20% extra Petro-Points7 • Get 20% extra Avion points7 Link your card and earn 50 Be Well‡ points for every $1 spent on eligible purchases atOur review. With a lower annual fee and better returns, the. , Royal Trust Company or The. Get 6,000 Avion points on approval with the RBC ION Visa. recommended credit score: 660. Here's what you'll earn for rewards on your purchases: 3. Meet Wise - Your Alternative To Bank Accounts. Scotiabank. 99% (21. Learn about the top cards for newcomers. If you pass away, this coverage can make a single payment of the total. 1. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. 20. The big thing is there is no annual fee. 20. Keep up with your RBC Bank U. S. Annual Fee: $0; Purchase Rate: 19. rankings and reviews. Apply at an RBC Branch Find an RBC Branch. $0. Sign into RBC Online Banking only once and access your U. rankings and reviews. 99% on cash advances; RBC ION Visa is a newer credit card from the bank. There are also two new credit cards that have been introduced which fall into the Avion Premium level. Rewards, savings, and more with a student bank account. This is not a Certificate of Insurance. Learn More about Avion Rewards Credit Cards. Compare up to three credit cards. recommended credit score: 750. 5 on certain types of common purchases. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. 6000 Avion points on approval. 99% on purchases, 22. ^. Customers looking to pick up an RBC Visa have a handful of options to choose from, including those with cashback offers, travel incentives, low interest, and no-annual fees. Should you have an Avion Rewards eligible product, you can simply sign into Avion Rewards through the Avion. Call 1-800-769-2511. The date your RBC credit card account is sixty (60) days past due. This is one of the reasons why I hate dealing with RBC and am no longer a customer. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. For an extra $10 a month, card’s. American Express. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. With this no-annual-fee RBC credit card, you can earn 1. including any editorials or reviews that may appear on this site. Neo. Card review page: Read our review: Read our review: Read our review: Compare Avion credit cards. For Avion points, you. Interest rates: 20. Open In-branch. Search RBC. Yes, the Avion card is worth it but ONLY if you used their special flight redemption award chart. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. 5X Avion points for every $1 spent 1 on:. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. 4. Get 6,000 Avion points on approval with the RBC ION Visa. Annual Fee: $48. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. RBC ION Visa: $399 35,000 welcome Avion points on approval 1. 06 Back To Top Partner Benefits Simply link your RBC ION+ Visa credit card to your Petro-Points‡ and pay with your eligible linked RBC card. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. The welcome bonus of up to 55,000 Avion points † surely outweighs the $399 annual fee on this card, although it’s not quite as good of a deal as only paying a $120 annual fee on the lower-tier Visa Infinite † or Visa Platinum † cards. There's really not much to complain about with this card. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Grocery; Rides, Gas & EV Charging; Streaming, Digital. Apply by November 27, 2023. Refer to RBC page for up-to-date offer terms and conditions. The maximum amount of coverage is $50,000, or the equivalent number of Avion points, per RBC ION+ Visa card per calendar year. Call Toll-Free: 1-866-756-1107. Reviews. Start earning, get perks, have access to exclusive experiences, events and much more. It has been provided to help you decide if these coverages meet your needs. bank account and credit card balances. 5X Avion points for every $1 spent 1 on:. MINSPEND $5,000. 25 points per $1 spent. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. 8M people since launch. RBC Avion Visa Infinite Card. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 5% on groceries, gas and prescriptions, and 0. It has been provided to help you decide if these coverages meet your needs. RBC Cash Back Mastercard. Purchase Interest Rate 20. Depending on how certain merchants are categorized by Visa’s “Merchant. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. Read our full review of these 2. Sounds great on the surface until you realize the value of those points are quite weak and you can't do airline transfers to increase. Review the CreditView Dashboard agreement and select I Accept & Continue. Get up to 55,000 Welcome Points. The interest rate maximum is 22. 99% $0A Co-Applicant cannot be added to a moi RBC Visa credit card account; How to Add a Co-Applicant. Earn 1. S. For the small. RBC ION Visa. Check out our RBC Avion Visa Infinite card review for more details. 99% if you reside in Quebec) Additional Fees. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. Competitive RBC rewards credit card. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. Get up to 55,000 Avion points* (a value of up to $1,100†) Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. RBC Royal Bank Visa‡ CreditLine for Small Business ("CLSB") RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards. 1. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. RBC ION Visa: English. $0 annual fee for the first year ($150 thereafter) Min. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. Australia. It's alright for what it is, but I have moved on since then to the Tangerine Mastercard and other cards. Eligible Credit Cards. Issuing an additional card is free of charge. The date you or the Royal Bank cancels your RBC credit card account; or 2. S. 99% $0 Min. Feb 5, 2021. Insurance for mobile devices, purchase security, and an extended warranty. and Canadian accounts instantly – for free 8. . , RBC Direct Investing Inc. Visa Gold cards are not being issued inThis presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. See Coverage Details. IDK why but i'll take it. Users of RBC ION Visa card users get up to 3500 Welcome Avion points, which amount to CAD 25 in gift cards. That redemption rate provides a 0. Our review. RBC Cash Back Mastercard. It pays up to 2% cash back on groceries (maximum $6,000 spend) and 0. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 99% if you reside in Quebec) on cash advances and balance transfers Credit Rating: Good. For ages 13+. Apply by November 27, 2023. First, here's what you'll earn for rewards on all your purchases: 1. Only at RBC. 81% for the RBC Rewards+ Visa. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Italy. 5X Avion points¹ on: Grocery. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Earn 1 Avion point for every dollar you spend 2. Avion RewardsCredit Cards. Annual Fee:RBC ION Visa. Minimum income requirement: $60,000 personal or $100,000 for household income. Our Verdict The RBC ION Visa is an excellent choice if you are a student or newcomer looking to get approved for a credit card with little to no credit history. Grocery—Satisfy your taste buds while earning points on groceries. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. Note: No annual fee credit cards¹³ include RBC ION Visa, RBC Cash Back Mastercard, moi RBC Visa, RBC Visa Platinum, RBC RateAdvantage Visa, etc. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. , Royal Trust Company or The. 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. Keep up with your RBC Bank U. Enjoy 6,000 Welcome Avion points upon approval. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC Cash Back Mastercard. Annual Fee: $0; Purchase Rate: 20. For an annual fee of $99, the RBC Cash Back Preferred World Elite Mastercard pairs ‘earn on everything’ cash back with a number of notable benefits. CIBC Aventura Visa Infinite Privilege Card review. RBC Bank is running an early year promotion as part of its Avion Rewards program. 20. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. A money service business (MSB), it saves you money on each. Cash Advance: $5. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Add your RBC ION Visa credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription—a value of almost $30 10. RBC ION Visa Card. Earning Rewards. Choose any airline, any flight, any time. Get 3,500 Avion points when you get approved for the card. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Your reviews. United Kingdom. Select Region. Formule en format PDF: $0: RBC ION+ Visa: English. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. Apply by December 6th, 2023. Get a 0. Apply by October 31, 2023 . S. another $100 to a charity of your choice. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. 5 points per $1 spent . $39. RBC ION+ Visa. *. 99% on purchases, 22. RBC ION Visa. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. Find a Branch; Call 1-800-769-2511; EmailCard Details. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. Furthermore, as part of this offer, you can enjoy a 0. 75 - 0. 3 Avion points for every $1 spent on grocery, dining, food delivery. The interest rate on this card is 7-9 percentage points lower than most Visa cards, which usually charge 19. Apply Now. Earning Avion Points. bills and review your transaction history. Grocery—Satisfy your taste buds while earning points on groceries. RBC Advantage Banking; RBC Day to Day Banking; RBC No Limit Banking;. No annual fee. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. 20. Unfortunately, there is no way to waive the fee completely. $139: Earn 1. 20. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. Interest rates: 19. Business banking clients will receive 5% cash back on the first $3,000 of their total spend (a value of $150). RBC ION Visa Review. S. Apply by November 30, 2022 ^ RBC ION+ Visa. coverages included with the RBC ION+ Visa card. Apply at an RBC Branch Find an RBC Branch. Add Another Card. 1x-1. 1. The ION+ Visa is a member of the Avion Rewards family and falls in the premium tier. 5x Avion points per $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming, and EV charging; 1 Avion point for every $1 spent on all other purchases. With this promotion, they get $72. Review the legal disclaimer and select Continue. 5 Avion points per dollar spent on everyday purchases and get access to other perks. 20. 5x Avion points for $1 spent on ; Grocery; Rides (incl. Welcome Offer N/A. Get 3,500 Avion points and get a 0. Rewards: Earn 25% extra points on travel-related purchases. Apply by December 6, 2023. RBC ION+ Visa. Sort by: Name Product. WestJet RBC ® MasterCard ‡. Additionally, students can earn 1. For RBC cards, that’s 2% per month. , RBC Global Asset Management Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC ION Visa. Sign into RBC Online Banking only once and access your U. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. Up to 3 points per $1 spent. por Arya Arruda; 21/09/2023RBC ION Visa: 6,000 bonus points : Best student credit card for AIR MILES collectors:. Rewards: Earn 2% unlimited cash back in up to 3 categories of your choice plus 0. After setting up 2-Step Verification, you’ll receive a push notification each time you log in to your account. 58% on all other purchases. 5x points for every $1 spent on groceries, gas, digital purchases etc; and no Annual Fees. 99% / 22. 99% interest rate on purchases and 22. RBC ® ION Visa: 3,500 Avion Premium Points. 3,500 points. Updated. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. 3,500 points. Apply by December 6, 2023. , RBC Global Asset Management Inc. This review covers the card’s earning potential, benefits, drawbacks, and other relevant information to assist Canadians in deciding if this card is the perfect fit for their needs. The RBC ION+ Visa credit card is a solid choice for individuals who want to earn potential rewards across different spending categories while enjoying various benefits. For complete details of the insurance coverages included with the RBC ION+ Visa card, please review the Certificate of Insurance in its entirety found on theentire balance of the insured item must be paid using your RBC credit card in order for it to be covered. Earning. Read unbiased reviews of the RBC Ion Visa credit card. O. 99% interest rate on cash advances and balance transfers for the first 10 months. recommended credit score: 660. Low fees – pay 0. By Claire Horwood. Annual Fee rebated every month for students with eligible accounts. Add a New Credit Card to Compare. The most expensive on our list is the RBC British Airways Visa Infinite Card at $165 — pretty normal for a premium card with travel rewards that typically have annual fees from $119 or higher. 5X Avion points for each dollar spent on daily needs and 1 Avion point on every 1 dollar spent on select qualifying buys. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. As far as I can tell, the Cash Back. Scotiabank Scene+ Visa vs. FOREX FEES Yes. Hometrust. Annual Fee: $0. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. RBC Visa Infinite Avion. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 3,500 points. Limited time offer. , Royal Trust Company or The. RBC ION+ Visa. 25 Avion points for every dollar you spend 2. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. , & 1 point on every other purchase; The RBC ION Visa is a credit card designed specifically to elevate your everyday spending. RBC ION Visa. If you are an RBC client, review the list of eligible Avion Rewards products. 95% for purchases, balance transfers, and cash advances. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. Call 1-800-769-2511 or apply online for your student line of credit. Compare. and Canadian accounts instantly – for free 8. RBC Avion Visa Infinite Privilege Card; Annual fee: $120: $120: $399:. Review. Annual fee: $0; Rewards category: Rewards credit card; Interest rate: 19. Link your cards and get more at Petro-Canada: Instantly save 3¢/L on fuel 2 and earn 20% more Petro-Points 3. Start Application Online. $0. 99% interest. If your credit card offers Avion points, cash back, WestJet dollars or British Airways Avios, you’ll see your monthly activity and updated balance of your rewards program here. opens in a new window. RBC ION+ Visa. 5% management fee per year on your investment balance. 5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC Rewards Centre and 1 point on everything else. . Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. RBC has the second worst credit card line up and arguably the worst for everyday spending. Email. 99% on purchases and 22. 3. RBC ION Visa product rating: 3. Rewards Rate. $4 charged monthly (low Annual Fee of $48) 2. Visa Cash Back Card. , Royal Trust Company or The. Get 3,500 Avion. 5 points per $1 spent . 15,000 Avion points for a round-trip ticket, with a maximum base fare of $350. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. 99% (21. Simple and affordable protection to help ease the burden of outstanding balances of up to $25,000 on your RBC Royal Bank credit card, should the unexpected happen. Scotiabank Passport Visa Infinite Card. Enjoy luxury travel benefits and exclusive privileges. Annual Fee. ^According to creditcardgenius.